Benefits you get
With a Motability car, you can enjoy a hassle-free driving, as all aspects of vehicle maintenance, insurance, and road tax are taken care of for you. From regular servicing to full accident cover, everything is managed by your dealer, ensuring you have no unexpected costs or concerns.
Up to three named drivers
You can add up to three drivers who meet eligibility criteria of the Scheme – yourself, family members or carers, and can change these at any time.
RAC Breakdown Assistance
The RAC Motability Assist helpline and roadside staff are available on 0800 73 111 73, 24/7, 365 days a year. Support is provided either at the roadside or at home.
Servicing & maintenance
All routine servicing and maintenance are included and managed by your dealer, ensuring that you will not encounter any unexpected repair expenses.
Insurance and road tax
The worry-free package offers coverage comparable to a fully comprehensive insurance policy and incorporates the road fund licence for the entire term of leasing.
Car update every 3 years
Every three years you can receive a new vehicle. Our representative will reach out to you before your lease expires and help you choose a vehicle.
Accident cover
Accident cover is designed to offer all-in protection for drivers within the Motability Scheme, including replacements, liability insurance, and support services.
Eligible Motability Models
Find a car that meets Motability standards and is perfectly adapted for comfortable driving. Click now to see the range of prices available.
Why choose JAECOO as a Motability scheme partner?
The Motability Scheme enables people with disabilities to lease a car in an affordable and stress-free way, in exchange for their mobility allowance. With over 600,000 Motability customers in the UK, JAECOO offers a wide choice of smart and accessible vehicles to keep you on the move. A Motability customer can benefit from the below:
For more information on Motability, please visit their website: https://www.motability.co.uk/
Ordering process
Getting a car through the Mobility Scheme is a seamless and simple process, designed with the intention of a stress-free experience from initiation to completion. Below, we’ll leave a comprehensive guide explaining how it all works.
- 01
Select a vehicle
Browse Motability offers and choose the best option.
- 02
Book a test drive
Considering Jaecoo? Book a test drive to be sure it’s right for you.
- 03
Visit a dealership
Explore Motability offers and pick the right vehicle.
- 04
Collect your car
Collect your car, sign the agreement, and pay any advance if required.
- 05
Enjoy the ride
Enjoy your Motability car—just drive and relax.
Eligibility
To be eligible to join the Motability Scheme, you must receive one of these disability allowances:
- Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP)
- 'Higher Rate Mobility Component of the Disability Living Allowance (DLA)'
- Enhanced Rate of the Mobility Component of Adult Disability Payment (Scotland)
- Higher Rate Mobility Component of Child Disability Payment (Scotland)
- War Pensioners’ Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
You will need to have at least 12 months remaining on your allowance when you apply.
FAQ
The Motability Scheme lets eligible people to use their mobility allowance to lease a brandnew car. It’s a simple, allinclusive solution that covers insurance, servicing, breakdown cover, and most running costs — all in one package. The aim is to make every journey smoother, safer, and more independent.
Motability offers a wide choice of vehicles, from agile city cars to spacious SUVs and electric models. Many can be adapted to suit your accessibility needs. With insurance, servicing and maintenance already included, getting behind the wheel is easy and stressfree.
Applying is quick and straightforward. If you receive a qualifying mobility allowance with at least 12 months remaining, you’re ready to begin.
Just:
1. Check you are eligible
2. Choose your preferred Motability car
3. Visit a Motability approved retailer
Your Motability specialist will handle everything — from the paperwork to getting your new car ready.
Your mobility allowance is exchanged for a threeyear lease on a new car. Payments go directly to Motability, keeping things simple. Some models require no extra cost, while others may have an Advance Payment based on specification.
You also get an annual mileage allowance and can add up to three drivers. When your lease ends, you simply choose your next car.
A Motability lease is designed to be completely worryfree, covering:
- Insurance
- Servicing & maintenance
- Breakdown cover
- Tyre and windscreen replacement
- Support from accredited Motability specialists
Many models also include the latest safety tech, driverassist systems, and easyaccess features. Adaptations are available too — many at no extra cost.
Yes — the Motability Scheme offers a strong selection of automatic vehicles across different fuel types, including hybrid and electric. Automatics are ideal if you prefer a smoother, more effortless drive. Availability changes each quarter, so your Motability specialist can help match the right model to your needs.
Motability pricing updates every January, April, July and October. These quarterly adjustments reflect model availability, specification updates, and any changes to Advance Payments. Your retailer will always have the latest details.
Most of your lease is covered by your mobility allowance. Some vehicles may require an Advance Payment depending on model and trim.
Your lease includes:
- Insurance
- Servicing
- Breakdown cover
- Tyres & windscreen cover
Many adaptations to support easier access or driving are also available.
From 1 July 2026, the UK Government is introducing VAT and Insurance Premium Tax (IPT) on parts of new Motability leases. These changes increase the cost of delivering the Scheme, so Motability is adjusting some of the lease inclusions as a result.
No.
If you already have a Motability lease, nothing changes.
The updates only apply to new orders placed on or after 1 July 2026.
1. Mileage Allowance
- 30,000 miles over a 3year car lease
- 50,000 miles over a 5year Wheelchair Accessible Vehicle (WAV) lease Customers can pay for extra mileage if needed.
2. Tyre Replacement Policy
- Up to 6 tyres included during a 3year lease (up to 4 for accidental damage)
- Up to 10 tyres included during a 5year WAV lease (up to 6 for accidental damage)
3. European Breakdown Cover
- A VE103 certificate is required for travel abroad
- A small admin fee will apply for new orders
- RAC will continue to provide European cover
4. Tax Changes
From 1 July 2026:
- VAT will be applied to top up payments (i.e., Advance Payments above the mobility allowance)
- Insurance Premium Tax (IPT) will apply to insurance on most vehicles (except those permanently adapted for wheelchair or stretcher users)
These changes are the main reason lease related costs are increasing.
5. Advance Payments May Increase
Average Advance Payments are expected to rise by around £400 due to VAT and IPT changes.
Your Motability lease will continue to include:
- Insurance for up to three named drivers
- Servicing and maintenance
- Breakdown cover
- Support from the Motability team
Motability emphasises that the core allinclusive package remains protected.
The Motability Foundation and Scottish Government are still reviewing how the changes will affect the Accessible Vehicles and Equipment Scheme (AVES) in Scotland.
These adjustments follow UK Government tax reforms to ensure consistency with other leasing providers. Motability has updated the scheme to keep it sustainable while protecting what matters most for disabled customers.
TERMS AND CONDITIONS
Vehicles shown are for illustrative purposes only and may include optional features not included as standard. All vehicles are subject to availability. The Jaecoo Motability Scheme is available to eligible customers in receipt of a qualifying mobility allowance. Vehicles are supplied through the Motability Scheme on a lease basis and will not be owned by the customer. The Motability package typically includes insurance, servicing, maintenance, breakdown cover, and road tax. Exact inclusions are subject to Motability Scheme terms and individual eligibility. Mileage limits and fair wear and tear conditions apply. Some vehicles may require an Advance Payment, which varies depending on model, specification and availability. Optional extras, accessories, and certain paint finishes may incur additional costs. Offers, vehicle availability, and Advance Payments are subject to change and may be amended or withdrawn at any time without notice. Delivery times may vary. Vehicles must be used in accordance with Motability Scheme rules. Named drivers are subject to eligibility criteria and insurer approval. At the end of the lease, the vehicle must be returned in line with Motability Scheme guidelines. Customers may be eligible to order a new vehicle, subject to ongoing eligibility. For full details, including eligibility criteria, current offers, and full terms of the Motability Scheme, please contact your local Jaecoo retailer or visit the Motability Scheme website. Jaecoo acts as a vehicle supplier only. The Motability Scheme is administered by Motability Operations Limited, and separate terms and conditions apply.
